- Always ask for a detailed bill that has each charge itemized so you are able to double check for errors. Common errors include: Charges for medications that were not administered and charges for a private room when you shared your room.
- Know your rights as a health care consumer. Hospitals and other health care providers are obligated to give you clear and transparent financial information about your bill and any health care procedures.
- Ask questions. It’s your right to ask your doctor why he is ordering a certain medical test and for your doctor to explain why this is medically appropriate. If you do not have insurance, this is especially important so that you avoid unnecessary tests that will drive up your bill.
- If you are uninsured or have high deductibles, inquire about charges before seeing your doctor or a specialist.
- If you are insured, read each page of your insurance policy carefully. If you don’t understand a portion of your policy, call the insurer’s help line for clarification. Understanding what coverage you have could help you avoid costly bills.
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